Banking & payments

Where the decision moves money and someone has to own it.

Fraud systems, monitoring platforms and models produce more flags than any team can clear. The ones that matter still need a person to disposition them — and to document why. HumanAgent gives that step an SLA and a record.

How it works.

01
Your workflow or AI agent sends the decision
02
We route it to a qualified reviewer
03
They decide in a structured form
04
You get the decision plus a verifiable record

Use cases.

Step-up verification

Scores in the ambiguous band go to a person instead of an automatic decline.

  • Reviews the identity signals and supporting documents
  • Decides approve, decline, or step up
  • Records confidence and what drove the call
Typical budget $10–40 per caseRequest this review

Financial model review

A finance professional checks the assumptions behind a model.

  • Validates growth, discount and margin assumptions
  • Checks formula integrity
  • Approves or flags with specifics
Typical budget $25–150 per modelRequest this review

AML alert triage

Most alerts are false positives. A trained analyst clears them and documents the disposition.

  • Reviews the trigger against customer profile and account history
  • Determines whether the pattern has a legitimate explanation
  • Dispositions as cleared or escalated
  • Documents reasoning at examination standard
Typical budget $10–40 per alertTalk to us

Chargeback dispute review

Evidence assembled by AI, checked by a person before submission.

  • Reviews the assembled evidence package
  • Assesses strength and likely outcome
  • Approves for submission or sends back
Typical budget $10–50 per disputeTalk to us

Invoice validation

Line-item mismatches reviewed before payment.

Typical budget $3–25 per invoiceTalk to us

Expense audit

Flagged expenses checked against policy.

Typical budget $3–20 per reportTalk to us

Don't see your use case?

If a decision in your workflow needs a qualified person to own it, we can route it. Or read how the API works.